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Our Products

Specialist lending backed by individual underwriting

Residential
Buy-to-Let
Product Switch
Commercial
Property Development

We provide opportunities for a wide range of residential mortgage applicants who will benefit from our approach to underwriting.

Standard mortgage range level 1

Ideal if your client would benefit from our manual approach to underwriting.

Residential mortgage range level 2 and 3

 Ideal when your client needs a mortgage that gives credit where credit's due.

High LTV range

 Ideal for when your clients have big dreams but small deposits.

Help to Buy Mortgage Range

Ideal if your client wants to take advantage of Help to Buy Equity Loan or London Help to Buy Schemes.

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Download Residential Mortgages Product Guide

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Download Residential Mortgages Full Lending Criteria

We offer loans from £50k to £25m up to a maximum of 75% LTV 
with a range of variable and 3, 5 or 7 year fixed rates.

Flexible repayment terms are available up to a maximum of 20 years - including interest only and capital repayment options - or a mixture of both when deal meets our criteria.

  • Commercial Investment Mortgages -  For your clients who want to invest in commercial property
  • Owner-Occupied Mortgages -  For your clients who want to own their business premises
  • Semi-Commercial Mortgages - For your clients who want to invest in commercial property with living accommodation onsite

  • Commercial Residential Investment Mortgages - For clients who want to fund larger HMO or multi unit blocks with 7 or more beds/units, or investors who have more complex corporate structures and need to fund portfolios of residential investments. Find out more >
  • VAT Loans - available for qualifying commercial property,  for 100% of the VAT due. Only available in conjunction with a new Aldermore Commercial Mortgage

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Download Commercial Mortgages Product Guide

FOR INTERMEDIARY USE ONLY

Subject to status. Credit will be secured on your property. Your property may be repossessed if you do not keep up repayments

We’re proud to support your individual and limited company clients with our range of buy to let mortgages for different property types.

Buy to let mortgages for individuals, companies and partnerships.

We offer purchase and remortgage products for:

  • Single residential investment properties
  • Multiple residential properties on one application
  • Houses in multiple occupation (HMOs) with up to 6 bedrooms
  • Multi unit freeholds up to 6 units

Find out more

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Download Buy to let mortgage guide

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Download Buy to let criteria guide

See our commercial range for HMOs with 7 or more bedrooms, multi unit freeholds of 7 or more units or portfolios that contain any commercial property.

 Product Switch - We make it quick and easy for you to switch existing customers to a new mortgage with us.

  • Product switch rates –  great deals for existing customers
  • Hassle free – a simple 3 step process with no new affordability or credit checks
  • Fees free – save customers money with no valuation, solicitors or product fees

 

 

 

 

 

  • Dedicated contact – one of our Product Switch team will work with you and be on hand all the way through
  • Great rewards – we’ll pay you a 0.30% procuration fee when the rate switches.
  • Partnership - We point our clients in your direction for advice 3 months before their deal ends.

 

You only need to complete a Customer Declaration Form to get consent if you didn’t organise the client's original mortgage with us.  

Flexible funding solutions for your clients who are experienced house builders, working on residential and mixed-use developments.

Property development loans

  • Funding up to 60% of GDV
  • Loans up to £25m
  • Across England, Wales and Scotland
  • VAT Loans available on purchases of land and property elected for VAT

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Download Property Development Product Guide

This website is for use by professional intermediaries ONLY. Do not rely on this information if you are a personal customer, instead please visit aldermore.co.uk.

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Aldermore Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204503). Registered Office: 1st Floor, Block B, Western House, Lynch Wood, Peterborough, PE2 6FZ. Registered in England with Company No. 947662. Invoice Finance, Commercial Mortgages, Property Development, Buy-To-Let Mortgages and Asset Finance lending to limited companies are not regulated by the Financial Conduct Authority or Prudential Regulation Authority. Asset Finance lending where an exemption within the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 applies, is exempt from regulation by the Financial Conduct Authority or Prudential Regulation Authority.