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Our Products

Specialist lending backed by individual underwriting

We provide opportunities for a wide range of residential mortgage applicants who will benefit from our approach to underwriting.

Standard mortgage range level 1

Ideal if your client would benefit from our manual approach to underwriting.

Residential mortgage range level 2 and 3

 Ideal when your client needs a mortgage that gives credit where credit's due.

High LTV range

 Ideal for when your clients have big dreams but small deposits.

Help to Buy Mortgage Range

Ideal if your client wants to take advantage of Help to Buy Equity Loan or London Help to Buy Schemes.

We can provide your commercial clients with both owner occupied and investment mortgages, for offices, warehouses, industrial units, factories and retail units, including bespoke deals for loans over £1m and, our Commercial Mortgages just got more commercial.  Find out more...

New 7 year fixed commercial mortgages

  • Longer term stability for your clients
  • Arrangement fees have reduced from 1.75% to 1.5%*
  • New fixed rates on our semi-commercial range

*Arrangement fee includes a 0.25% commitment fee.

Commercial Owner Occupied Mortgages

For purchase and remortgage:

  • Up to 75% LTV
  • Fixed and variable rate options
  • Bespoke deals for loans over £1m

Commercial Investment Mortgages

For purchase and remortgage:

  • Up to 75% LTV
  • Fixed and variable rate options
  • Bespoke deals for loans over £1m

Turbocharged Approvals

  • No need to wait weeks for search results to return
  • Aldermore will use Search Insurance for commercial remortgages up to £2m per asset. **

** Search Insurance is for the benefit of Aldermore and its use will be at the discretion of the solicitor instructed to act for the Bank.  Your clients will still be liable for search costs not covered by the policy (HS2 / Crossrail and Flood searches).

VAT Loans for Commercial Property

  • VAT Loans available for qualifying commercial property
  • We’re helping SMEs to reduce their day one cash flow burden when purchasing commercial property
  • VAT Loans available for 100% of the VAT due
  • Only available in conjunction with a new Aldermore Commercial Mortgage

We’re proud to support your individual and limited company clients with our range of buy-to-let mortgages for different property types.

Buy-to-Let mortgages for individuals

For purchase and remortgage:

  • Single residential units
  • Multi-unit freehold
  • Houses in Multiple Occupation (HMOs)

Find out more.

Buy-to-Let mortgages for companies

For purchase and remortgage:

  • Single residential units
  • Multi-unit freehold
  • Houses in Multiple Occupation (HMOs)

Find out more.

 Product Switch - We make it quick and easy for you to switch existing customers to a new mortgage with us.

  • Product switch rates –  great deals for existing customers
  • Hassle free – a simple 3 step process with no new affordability or credit checks
  • Fees free – save customers money with no valuation, solicitors or product fees

 

 

 

 

 

  • Dedicated contact – one of our Product Switch team will work with you and be on hand all the way through
  • Great rewards – we’ll pay you a 0.30% procuration fee when the rate switches.
  • Partnership - We point our clients in your direction for advice 3 months before their deal ends.

 

You only need to complete a Customer Declaration Form to get consent if you didn’t organise the client's original mortgage with us.  

Flexible funding solutions for your clients who are experienced house builders, working on residential and mixed-use developments.

Property development loans

  • Funding up to 60% of GDV
  • Loans up to £25m
  • Across England, Wales and Scotland
  • VAT Loans available on purchases of land and property elected for VAT