Our Products

We provide opportunities for a wide range of residential mortgage applicants who will benefit from our approach to underwriting; including first time buyers with low deposits, the self-employed and remortgagers looking to get a better deal.

Later Life Lending mortgage range

For purchase and remortgage

Lending to over 55 year olds, with terms up to the age of 99
Multiple product options including a 10 year fixed rate from 3.98% with no ERCs after 5 years and a term variable product with no ERCs

For more information visit our Later Life Lending page.

Standard mortgage range level 1

For purchase and remortgage:

Now with reduced rates, in addition to more flexibility for self-employed mortgage applicants, with just 1 year of accounts considered.

Standard mortgage range level 2 and 3

Tiered pricing for credit worthy applicants who do not currently fit our standard lending criteria, ensuring your clients get the best mortgage available to them.

For more information visit our Level 2 and 3 page.

High LTV range

For purchase and remortgage:

Mortgages up to 95% LTV for first time buyers and home movers.
Fee free remortgaging available up to 90% LTV for clients with low equity.

For more information, visit our High LTV page.

Help to Buy: equity loan and London Help to Buy scheme

For new-build property purchases only:

Free valuations and no product fee options available
Applicants provide a minimum of 5% deposit and are then supported by a government-backed loan of up to 20% (up to 40% in London) and a mortgage for the remaining loan amount up to 75% LTV.

100% LTV Family Guarantee Mortgage Range

For purchases only:

For applicants who have little or no deposit, but do have a family member able and willing to provide a guarantee secured against their own residential property.

Download Residential Mortgages Product Guide

Download Later Life Lending Product Guide

Download Lending Criteria

Go to Latest Updates

We can provide your commercial clients with both owner occupied and investment mortgages, for offices, warehouses, industrial units, factories and retail units, including bespoke deals for loans over £1m and, our Commercial Mortgages just got more commercial. Find out more...

New 7 year fixed commercial mortgages

Longer term stability for your clients
Arrangement fees have reduced from 1.75% to 1.5%*
New fixed rates on our semi-commercial range

*Arrangement fee includes a 0.25% commitment fee.

Turbocharged Approvals

No need to wait weeks for search results to return
Aldermore will use Search Insurance for commercial remortgages up to £1m.**

** Search Insurance will be used on remortgaged securities up to £1m, or £5m where there are multiple remortgaged securities on a single mortgage account, provided no single security exceeds a loan of £1m. Search Insurance is for the benefit of Aldermore and its use will be at the discretion of the Solicitor instructed to act for the Bank. Your clients will still be liable for search costs not covered by the policy (HS2 / Crossrail and Flood searches).