× About Us FAQs Contact Us Products Lending Criteria Documents Calculators

Our Products

Specialist lending backed by individual underwriting

We provide opportunities for a wide range of residential mortgage applicants who will benefit from our approach to underwriting; including first time buyers with low deposits, the self-employed and remortgagers looking to get a better deal.

Later Life Lending mortgage range

 Ideal for clients aged 55 and over.

Discover more >

Standard mortgage range level 1

Ideal if your client would benefit from our manual approach to underwriting.

Residential mortgage range level 2 and 3

 Ideal when your client needs a mortgage that gives credit where credit's due.

Discover more >

 

 

High LTV range

 Ideal for when your clients have big dreams but small deposits.

Discover more >

Help to Buy Mortgage Range

Ideal if your client wants to take advantage of Help to Buy Equity Loan or London Help to Buy Schemes.

100% LTV Family Guarantee Mortgage Range

Ideal for clients with no deposit but who have a family member willing to provide a guarantee against their property.

We can provide your commercial clients with both owner occupied and investment mortgages, for offices, warehouses, industrial units, factories and retail units, including bespoke deals for loans over £1m and, our Commercial Mortgages just got more commercial.  Find out more...

New 7 year fixed commercial mortgages

  • Longer term stability for your clients
  • Arrangement fees have reduced from 1.75% to 1.5%*
  • New fixed rates on our semi-commercial range

*Arrangement fee includes a 0.25% commitment fee.

Turbocharged Approvals

  • No need to wait weeks for search results to return
  • Aldermore will use Search Insurance for commercial remortgages up to £1m.**

** Search Insurance will be used on remortgaged securities up to £1m, or £5m where there are multiple remortgaged securities on a single mortgage account, provided no single security exceeds a loan of £1m. Search Insurance is for the benefit of Aldermore and its use will be at the discretion of the Solicitor instructed to act for the Bank.  Your clients will still be liable for search costs not covered by the policy (HS2 / Crossrail and Flood searches).

Commercial Investment Mortgages

For purchase and remortgage:

  • Up to 75% LTV
  • Fixed and variable rate options
  • Bespoke deals for loans over £1m

Commercial Owner Occupied Mortgages

For purchase and remortgage:

  • Up to 75% LTV
  • Fixed and variable rate options
  • Bespoke deals for loans over £1m

We’re proud to support your individual and limited company clients with our range of buy-to-let mortgages for different property types.

Buy-to-Let mortgages for individuals

For purchase and remortgage:

  • Single residential units
  • Multi-unit freehold
  • Houses in Multiple Occupation (HMOs)

Find out more.

Buy-to-Let mortgages for companies

For purchase and remortgage:

  • Single residential units
  • Multi-unit freehold
  • Houses in Multiple Occupation (HMOs)

Find out more.

Residential loyalty products

2 and 3 year fixed rate options with no new credit or affordability checks.

Low deposit loyalty products

Simple and hassle free process with no need for interviews, solicitors or surveyors.

Help to Buy: Mortgage Guarantee loyalty products

Available for those customers currently on Help to Buy: Mortgage Guarantee products.

Help to Buy: Equity Loan loyalty products

Available for those clients currently on a Help to Buy: Equity Loan product.

Buy-to-let loyalty products

Ideal if your client wants to fix their buy-to-let mortgage rate for 2 or 5 years.

Flexible funding solutions for your clients who are experienced house builders, working on residential and mixed-use developments.

Property development loans

For small and medium sized developments:

  • Funding up to 60% of GDV
  • Loans up to £25m
  • Across England, Wales and some areas of mainland Scotland