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Our Products

Specialist lending backed by individual underwriting. See our current turnaround times here.

Our range of residential mortgages are designed to meet your clients’ needs.

We look at each application on its own merits and if there’s a way to make it happen, we’ll try to find it.

  • We’re here for your first time buyers, the ones who need a little more help getting on the property ladder with our mortgage range up to 95% LTV
  • When your client has big dreams but just a small deposit, we’re ready to back them all the way. We also offer mortgages supported by the government Help to buy: equity loan England and Help to buy: equity loan London schemes for new build homes

  • Less than perfect credit... but still credit-worthy. We assess every mortgage application to see the real person, and offer products up to 95% LTV for purchase and 90% for remortgage
  • Our self-employed specialists really understand your clients’ needs and we consider only one year’s accounts up to 85% LTV

We offer loans up to £25m to a maximum of 75% LTV with a range of variable and 3, 5 or 7 year fixed rates.

Flexible repayment terms are available up to a maximum of 20 years - including interest only and capital repayment options - or a mixture of both when deal meets our criteria.

  • Commercial Investment Mortgages -  For your clients who want to invest in commercial property
  • Owner-Occupied Mortgages -  For your clients who want to own their business premises
  • Semi-Commercial MortgagesFor your clients who want to invest in commercial property with living accommodation onsite

  • Commercial Residential Investment MortgagesFor clients who want to fund larger HMO or multi unit blocks with 7 or more beds/units, or investors who have more complex corporate structures and need to fund portfolios of residential investments. Find out more >
  • Ground Rents FinanceFor experienced owners or operators of freehold ground rents portfolios or assets who are looking to acquire a new freehold ground rents portfolio, refinance an existing one or create liquidity by unlocking the value of their freehold. Find out more >
  • VAT Loans - available for qualifying commercial property,  for 100% of the VAT due. Only available in conjunction with a new Aldermore Commercial Mortgage


Subject to status and affordability. T&Cs apply. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.

We lend on all sorts of properties, from flats and houses to ex-local authority for your individual and limited company clients.

We consider every application on its own merits, and the quirks and complexities don’t put us off!

  • Single residential investment properties 
  • Multi-property applications accepted allowing up to 30 of the same security type on a single application
  • Single property applications up to £1m and for portfolios we’ll lend up to £5m
  • Individuals, Special Purpose Vehicles (SPVs), LLP partnerships and existing trading companies, with the same rates applied to all borrower types

  • We don’t set background property portfolio limits
  • Free valuations and free/assisted legals on all remortgage applications
  • Top slicing to allow personal income to support rental
  • Manual underwriting on all applications
  • We lend up to a maximum term of 40 years

Welcome to smarter product switching. 

Our 6 step self-serve online residential portal has transformed the way you can switch your existing residential and individual buy to let Aldermore clients. In 6 simple steps, you can switch your clients in minutes - and you’ll get a 0.30% procuration fee every time.

Online switching speeds things up and gives you access to fee free deals for your clients – hassle free.

Watch our quick step by step video to help guide you through the process.


Good for you

  • Smarter switching – quick and easy online process
  • Great rewards – 0.30% procuration fee for every switch
  • Switch alerts - we’ll contact you to let you know when you’ve got an existing Aldermore client(s) whose current deal is coming to an end. 
  • Sourcing systems – our rates are now available on all major sourcing systems

Good for your clients

  • Some of our lowest ever rates.
  • Hassle free - no new credit or affordability checks
  • Fee free - no valuation, solicitor or product fees
  • Early switches - switch up to 3 months before a current deal ends with no ERCs to pay
  • Latest valuation - We'll use our up to date computer-based valuation along with your client’s existing balance to confirm their product switch rates
  • Choice of 2 or 5 year fixed rates

Customer eligibility criteria apply

Flexible funding solutions for your clients who are experienced house builders, working on residential and mixed-use developments.

Property development loans

  • Funding up to 65% of GDV
  • Loans from £1m to £25m
  • Across England, Wales and Scotland
  • VAT Loans available on purchases of land and property elected for VAT


Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.