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Quick links

  • Buy to let for limited companies

    We will lend to most types of limited companies, from SPVs to trading companies.

  • Multiple properties on one application

    We'll accept up to 30 properties on one application - that means one LTV, one stress rate and one Direct Debit.

  • We lend on most property types

    From flats and houses to ex-public sector, HMOs, and properties adjacent to commercial properties.

  • Human customer support

    Buy to let mortgages for smaller landlords

    We also have a range of products that cater to first time and accidental landlords.

Buy to let documents

Buy to let key features and criteria

  • We don't set exposure limits on block of flats (LTV limits apply) and no background portfolio limits
  • We allow top slicing on a wide range of income types
  • We build rental growth into our buy to let calculator, which means we can give you more today based on your future rental increases
  • We lend on HMOs and multi unit freehold portfolios up to maximum £10m
  • We don't place income restrictions on experienced landlords who have a minimum of 6 months' letting history
  • We'll consider lending on both above and adjacent-to commercial properties
  • We'll consider lending to first time landlords with a minimum income of £25k
  • We don't set exposure limits on block of flats (LTV limits apply) and no background portfolio limits
  • We allow top slicing on a wide range of income types
  • We build rental growth into our buy to let calculator, which means we can give you more today based on your future rental increases
  • We lend on HMOs and multi unit freehold portfolios up to maximum £10m
  • We don't place income restrictions on experienced landlords who have a minimum of 6 months' letting history
  • We'll consider lending on both above and adjacent-to commercial properties
  • We'll consider lending to first time landlords with a minimum income of £25k
View our latest buy to let mortgage turnaround times
Couple sitting outside new home
First time buyers viewing home with estate agent

Multiple properties on one application

  • One application for up to 30 properties can be keyed online via our specialist BTL portal
  • One affordability stress test across the whole portfolio
  • One review date on product rate maturity
  • One account number and annual statement
  • One monthly payment and direct debit collection
Find out more about our multi property product

Log in to submit business

  • Residential mortgages broker portal

    For owner-occupied and individual buy to let applications. If you’ve already registered for our Residential Mortgages Broker Portal, you can log in here.

  • Specialist buy to let mortgage portal

    For HMOs, multi unit freehold and multi property applications. If you’ve already registered for our Commercial Mortgages Broker Portal, you can log in here.

Useful links for mortgage intermediaries

  • Platinum Broker service proposition

    We want our key brokers to feel the difference with our Platinum Broker proposition. Experience a priority workflow and bespoke deals for your clients.

    Platinum Broker service proposition
  • View our latest updates and news

    Stay on top of our recent mortgage updates. Within our updates section, you will find the latest changes to our mortgage rates and products in one place.

    View our latest updates and news
  • Product switch

    With our fee free and hassle free mortgage product switch, your clients can switch to a new deal with ease. Read more about mortgage switching with us.

    Product switch

IF YOUR CLIENT FAILS TO KEEP UP PAYMENTS ON THEIR MORTGAGE THEIR PROPERTY MAY BE REPOSSESSED.