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Later Life Lending Mortgage Range

Our specialist mortgages get better with age


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0333 321 1000

Our Later Life Lending mortgage range features multiple product options, a flexible ERC approach and an opportunity to extend repayments well into the future. So your client can borrow what they need and pay it back at a manageable rate.

So, no matter what your client wants from later life, re-mortgaging could be an easy way to unlock capital and make it happen.

  • Manual underwriting undertaken by experts
  • Multiple sources of pension income allowed to assist with affordability
  • Capital repayment up to 75% LTV
  • Interest Only up to 60% LTV
  • Choice of 2, 3,5 and 10 year fix
  • 10 year fixed rate with no ERCs after 5 years
  • Term Variable rate product with no ERCs
  • Sale of property accepted as repayment strategy

 How to submit business to us

Our later life mortgages are currently only available via selected distributors.

For more information please contact your Business Development Manager.


Tool Kit

Product guide

For more information on this range view our product guide.

Sales aid

To see what sort of customers we can help view our Later Life Lending sales aid.


To see how much your client could borrow try our Later Life Lending affordability calculator.