We recognise that blips can happen with your clients’ credit rating – but just because they don’t have a perfect score doesn’t mean their perfect mortgage is out of reach.
- Levels 2 and 3 now available across our Help to Buy: equity loan products
- Up to 80% LTV available
- No limit on the pound value of CCJs recorded in the last 36 months, as long as your client has no more than 3 and they’re at least 6 months old
- Debt management plans considered
- All communications defaults ignored
- Combined value of £5,000 for defaults recorded in the last 24 months, as long as your client has no more than 4 and they’re at least 6 months old
- Bankruptcy, IVA and DRO discharged for 2 years, as long as no further missed payments or other adverse info on their credit file in the last 2 years
- No credit scoring throughout
- Quick decision at DIP stage – giving you confidence to recommend Aldermore
- Auto-cascade system that ensures your client gets the best possible rate available to them
To get started try our Residential affordability calculator and see how much your client could borrow.
