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Buy-to-let underwriting standards

As of 27 September 2017 all Buy-to-Let Decisions in Principle and subsequent applications are subject to our processes under the new Buy-to-let underwriting standards.

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Everything you need to submit a new Buy-to-Let case

Buy-to-let Affordability Calculator

Our updated calculator can now be used to assess the affordability of the application property as well as the client's portfolio as a whole. 

Online portal changes

We’ve made some key changes to our Residential and Commercial online portals, including a number of additional fields for applications from landlords.

View our short user guide, which highlights the changes and provides guidance on how to key your next mortgage application.

Document templates

For portfolio landlord applications you can download our document templates to be filled in by your clients as required. 

  • Business Plan  and Portfolio Schedule - both these documents will need to be completed for all portfolio landlord applications.

    Please ensure your client(s) Portfolio Schedule is uploaded when the application is fully submitted. This will prevent any delays in the processing of your client(s) application.

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Helpful guides

PRA Packaging Guide

Review our packaging requirements to assist when submitting Buy-to-Let cases.

View guide

Buy-to-Let Definitions

The definitive guide to our Buy-to-Let terminology.

View guide

Portal(s) User Guide – Key changes October 2017

Highlighting the key changes to our Residential and Commercial online portals and providing guidance on how to key new mortgage applications.

View guide