We take a different approach
When you're self-employed it can feel like there's a lot of hoops to jump through to find a mortgage because of your accounts and complex income. So, from builders to plumbers, techies to contractors, whether you're a limited company or sole trader, we'll look at the big picture. We assess every application on its own merits, so we can apply a bit of common sense.
We don't cap loan to value (LTV) for self-employed lending. We look at retained profits in your business when assessing income and affordability. Just a few of the ways we're backing self-employed borrowers.