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Later Life Lending Mortgage Range


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0333 321 1000

Our Later Life Lending mortgage range is for borrowers aged 55 and over and features multiple product options, including a product with no ERCs. It also offers opportunity to extend repayments well into the future, so your client can borrow what they need and pay it back at a manageable rate.

Watch the video to find out more.


At a glance:

  • Lending to 55 to 85 year olds, with terms up to the age of 99
  • Manual underwriting undertaken by experts
  • Multiple sources of pension income allowed to assist with affordability
  • Capital repayment up to 75% LTV
  • Interest Only - up to 60% LTV
  • A choice of 2,3, 5 and 10 year fixed
  • 10 year fixed rate with no ERCs after 5 years
  • Term Variable rate products with no ERCs
  • Sale of property accepted as a repayment strategy



Our later life mortgages are currently only available via selected distributors.
For more information please contact your Business Development Manager.

Tool Kit:

Product guide

For more information on this range view our product guide.

Sales aid

To see what sort of customers we can help view our Later Life Lending sales aid.


To see how much your client could borrow try our Later Life Lending affordability calculator.