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Residential Mortgage Range – Level 2 and 3

Our specialist mortgages can help with less-than-perfect credit ratings.

We recognise that blips can happen with your clients’ credit rating – but just because they don’t have a perfect score doesn’t mean their perfect mortgage is out of reach.

  • Levels 2 and 3 now available across our Help to Buy: equity loan products
  • Up to 80% LTV available
  • No limit on the pound value of CCJs recorded in the last 36 months, as long as your client has no more than 3 and they’re at least 6 months old
  • Debt management plans considered
  • All communications defaults ignored
  • Combined value of £5,000 for defaults recorded in the last 24 months, as long as your client has no more than 4 and they’re at least 6 months old
  • Bankruptcy, IVA and DRO discharged for 2 years, as long as no further missed payments or other adverse info on their credit file in the last 2 years
  • No credit scoring throughout
  • Quick decision at DIP stage – giving you confidence to recommend Aldermore
  • Auto-cascade system that ensures your client gets the best possible rate available to them

To get started try our Residential affordability calculator and see how much your client could borrow.




Find out how much your client could borrow. Try our residential affordability calculator.

View calculator


Product guide

For more information on this range view our product guide.

View guide

Sales aid

To see what sort of customers we can help view our level 2 and 3 sales aid.